Our Advice
"The investor's chief problem and even his worst enemy is likely to be themself"Planning for Life have spent considerable time establishing a clear set of underlying principles for the advice we provide to clients.
Planning for Life believe in undertaking extensive research and leveraging off industry experts to establish a clear set of advice philosophies around investment, risk and debt. This means that Planning for Life has a consistent house view when it comes to establishing your strategy.
The advantage of having a house view is that it allows us to take a structured, disciplined and consistent approach to establishing strategy and building client portfolios. This approach also allows us to maximise both in-house and external experience and knowledge for the benefit of all our clients.
Our Advice Committee
Planning for Life have an Advice Committee in place that meets on a quarterly basis to review our Advice Philosophies. The role of this Advice Committee is to:
- Monitor the overall performance of investment portfolios and the managers within them
- Consider other investment opportunities for inclusion in portfolios going forward
- Review the rules we have in place around debt (ie margin lending, line of credit) and make changes where required
- Review the rules we have in place around risk (ie income protection insurance, critical illness insurance) and make changes where required
- Monitor the implementation of our advice philosophies
- Review relevant research
